
Retirement Planning
Expert tips for thriving after 50
THE COST OF LIVING, DOWNSIZING, AND HEALTH ARE IN THE SPOTLIGHT AT GEMLIFE’S 2025 OVER-50S LIFESTYLE FORUM.
Taking place on Wednesda...
Money smart! Top six tips on saving for retirement
WE PLAN AND SAVE FOR HOLIDAYS, HOME IMPROVEMENTS, AND FAMILY CELEBRATIONS – SO WHY NOT TAKE THE SAME CARE WHEN PLANNING FOR RETIREMENT?...
Planning your transition to retirement – A practical guide for over 50s
AFTER DECADES OF BUILDING YOUR CAREER AND BALANCING LIFE’S RESPONSIBILITIES, IT’S ONLY NATURAL TO WANT THE NEXT CHAPTER — RETIREMENT — ...
What are the alternatives to retirement villages?
If you're exploring ways to downsize but aren’t quite ready for a traditional retirement village, you're not alone.
Many Australians...
What is the Seniors Downsizing Grant?
After years of working hard, saving smart and putting others first, retirement should feel like a reward — not a compromise. And for ma...
What is the Income Test for the Age Pension?
When it comes to retirement, money matters – particularly if the Australian Age Pension factors into your income calculations.
And f...
Adjusting to Retirement: Your Guide
Retirement is an exciting new chapter – one filled with opportunities to explore, relax, and embrace life on your terms. But transition...
Assets & the Age Pension: A guide for over 50s
Retirement and the Age Pension are two topics that go hand-in-hand and that’s no surprise considering that Australia has 4.2 million re...
How can I access my Super before retirement?
Please note this article provides general advice only and you should contact a financial advisor to help you decide what is right for y...
Transition to retirement: A guide for over 50s
After all the time, education, and investment you’ve put into your career, have you considered your retirement deserves just as much pl...
What is retirement age in Australia?
This article provides general advice only. For finance advice that takes into account your specific circumstances, please speak to a li...
Can I open a Super account after retirement?
This article offers general information only. For financial guidance tailored to your personal situation, please consult a licensed fin...
Is $3 million enough to retire on?
Disclaimer: This article provides general advice only and does replace seeking professional financial and legal advice based on your in...
Is $2 million enough to retire on?
A big congratulations if you’re part of an elite group of Australians with $2 million in the bank ready for your retirement. This exclu...
Is $4 million enough to retire at 65?
If you are thinking about how much you need to enjoy your dream retirement, then it helps to do a little research and work out what it ...
How much Super do I need to retire at 55?
Victor Hugo, author of Les Miserables, observed that ‘forty is the old age of youth and fifty is the youth of old age’.
And if that ...
Is $1.5 million enough to retire on?
Being a millionaire isn’t like it used to be.
It didn’t seem all that long ago that being worth a million bucks would have you livin...
How much Super do I need to retire at 60?
Disclaimer: This article provides general advice only and does replace seeking professional financial and legal advice based on your in...
How much Super do I need to retire in Australia?
According to a leading Australian superannuation fund, Internet searches for ‘superannuation Australia’ have doubled since 2019.
And...
How much do I need to retire?
How much thought do you give to retirement?
Sure, it’s nice to think about the time when you don’t have a boss (or alarm clock) to a...
Can I retire at 60?
Retiring at 60 is an appealing goal for many, offering the chance to enjoy life beyond work, pursue passions, and spend quality time wi...
Can I retire at 50?
Disclaimer: This is a guide and does not replace seeking professional financial advice.
Are you dreaming of an early retirement?
...
How much do I need to retire at 55? | A guide for over 50s
How times have changed in the past 40 years.
Back in the days of big shoulder pads, poodle perms, mullet haircuts and Magnum-style m...
Retiring at 60 vs 65: Is there a difference?
After a lifetime of working, retirement can’t come too soon for some of us. Others enjoy what they do to earn a crust so much they don’...
How to manage money in retirement
The information in this article is general in nature. Before making any decision about your finances, seek professional and legal advic...
When can I retire? | A Guide for over 50s
Retirement is a significant milestone in life and knowing when you can retire in Australia depends on a variety of factors, including y...
How much do I need to retire at 65?
For many people, 65 sounds around the right age to retire, but why should that be?
It could be a throwback to the earliest days of A...
6 tips for saving for retirement
We save for so many things in our lives, so shouldn’t saving for retirement be part of our plans too?
The great news is that Austral...
6 strategies for early retirement
Are you dreaming of leaving the workforce early to enjoy life on your own terms?
With the right planning, consistent saving, and fin...
9 tax efficient retirement strategies
Disclaimer: Strategies outlined below are a guideline only and should not replace further research and obtaining financial advice based...
5 retirement income strategies
When you retire, that’s the end of earning an income, right?
While it might be the end of receiving a salaried income, there are man...
6 retirement savings strategies
We all understand the need to save for our retirement and while compulsory superannuation is a great place to start, it may not give yo...
What is a bucket strategy for retirement income?
If you’re heading towards retirement, you’ve probably already made an extensive bucket list of activities you intend to pursue.
Lots...
5 retirement spending strategies
This article is general information only and not financial advice.
They say that if you don’t plan to succeed, you’re planning to fa...
4 retirement strategies for Australians
If the traditional great Australian dream is owning your own home, it might well be argued that the next great Australian dream is havi...
5 pieces of financial advice for retirement
Disclaimer: This article is general in nature and should not replace gaining professional legal and financial advice from accredited pr...
How to create a retirement plan | a step-by-step guide
Disclaimer: This article is intended as a guide only and does not replace seeking the advice of a trusted financial advisor for informa...
How to retire early | a guide for over 50s
Table of Contents
How much do you need to retire?
Financial steps to retire early
Lifestyle steps to help you retire early...
Retirement planning | a guide for over 50s
Table of Contents
Make a retirement plan
Plan when you want to retire
Work out what lifestyle you want to lead
Talk abou...





















