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Retirement Planning

Expert tips for thriving after 50
01 Jun
GemLife, Living Well, Retirement Planning

Expert tips for thriving after 50

Posted by author-avatar Matt Harris
30/05/2025
THE COST OF LIVING, DOWNSIZING, AND HEALTH ARE IN THE SPOTLIGHT AT GEMLIFE’S 2025 OVER-50S LIFESTYLE FORUM. Taking place on Wednesda...
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Money smart! Top six tips on saving for retirement
01 Jun
Retirement Planning

Money smart! Top six tips on saving for retirement

Posted by author-avatar Matt Harris
04/06/2025
WE PLAN AND SAVE FOR HOLIDAYS, HOME IMPROVEMENTS, AND FAMILY CELEBRATIONS – SO WHY NOT TAKE THE SAME CARE WHEN PLANNING FOR RETIREMENT?...
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Planning your transition to retirement - A practical guide for over 50s
01 May
Retirement Planning

Planning your transition to retirement – A practical guide for over 50s

Posted by author-avatar Matt Harris
29/04/2025
AFTER DECADES OF BUILDING YOUR CAREER AND BALANCING LIFE’S RESPONSIBILITIES, IT’S ONLY NATURAL TO WANT THE NEXT CHAPTER — RETIREMENT — ...
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Happy Couple Enjoying Life
23 Apr
Retirement Planning

What are the alternatives to retirement villages?

Posted by author-avatar Taylor Ridewood
23/05/2025
If you're exploring ways to downsize but aren’t quite ready for a traditional retirement village, you're not alone. Many Australians...
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Balancing house and money
23 Apr
Retirement Planning

What is the Seniors Downsizing Grant?

Posted by author-avatar Taylor Ridewood
23/05/2025
After years of working hard, saving smart and putting others first, retirement should feel like a reward — not a compromise. And for ma...
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Australian couple over 50 creating planning their retirement
17 Mar
Retirement Planning

What is the Income Test for the Age Pension?

Posted by author-avatar Taylor Ridewood
17/04/2025
When it comes to retirement, money matters – particularly if the Australian Age Pension factors into your income calculations. And f...
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Family sitting down having a picnic
09 Mar
Retirement Planning

Adjusting to Retirement: Your Guide

Posted by author-avatar Taylor Ridewood
17/04/2025
Retirement is an exciting new chapter – one filled with opportunities to explore, relax, and embrace life on your terms. But transition...
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Senior couple creating a retirement plan
21 Feb
Retirement Planning, Uncategorised

Assets & the Age Pension: A guide for over 50s

Posted by author-avatar Taylor Ridewood
21/03/2025
Retirement and the Age Pension are two topics that go hand-in-hand and that’s no surprise considering that Australia has 4.2 million re...
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Three adults at a table socialising.
26 Jan
Retirement Planning

How can I access my Super before retirement?

Posted by author-avatar Taylor Ridewood
03/04/2025
Please note this article provides general advice only and you should contact a financial advisor to help you decide what is right for y...
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GemLife couple discussing why retirement planning is important.
26 Jan
Retirement Planning

Transition to retirement: A guide for over 50s

Posted by author-avatar Taylor Ridewood
03/04/2025
After all the time, education, and investment you’ve put into your career, have you considered your retirement deserves just as much pl...
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Happy Couple Enjoying Life
20 Jan
Retirement Planning

What is retirement age in Australia?

Posted by author-avatar Taylor Ridewood
03/04/2025
This article provides general advice only. For finance advice that takes into account your specific circumstances, please speak to a li...
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Putting coins into a piggy bank
17 Jan
Retirement Planning

Can I open a Super account after retirement?

Posted by author-avatar Taylor Ridewood
03/04/2025
This article offers general information only. For financial guidance tailored to your personal situation, please consult a licensed fin...
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Senior couple creating a retirement plan
24 Dec
Retirement Planning

Is $3 million enough to retire on?

Posted by author-avatar Taylor Ridewood
03/04/2025
Disclaimer: This article provides general advice only and does replace seeking professional financial and legal advice based on your in...
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Discover a whole new life with GemLife
24 Dec
Retirement Planning

Is $2 million enough to retire on?

Posted by author-avatar Taylor Ridewood
03/04/2025
A big congratulations if you’re part of an elite group of Australians with $2 million in the bank ready for your retirement. This exclu...
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Three adults at a table socialising.
23 Dec
Retirement Planning

Is $4 million enough to retire at 65?

Posted by author-avatar Taylor Ridewood
03/04/2025
If you are thinking about how much you need to enjoy your dream retirement, then it helps to do a little research and work out what it ...
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With the recent changes for retirees, what does this mean for your pension?
22 Dec
Retirement Planning

How much Super do I need to retire at 55?

Posted by author-avatar Taylor Ridewood
03/04/2025
Victor Hugo, author of Les Miserables, observed that ‘forty is the old age of youth and fifty is the youth of old age’. And if that ...
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Putting coins into a piggy bank
20 Dec
Retirement Planning

Is $1.5 million enough to retire on?

Posted by author-avatar Taylor Ridewood
03/04/2025
Being a millionaire isn’t like it used to be. It didn’t seem all that long ago that being worth a million bucks would have you livin...
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Putting coins into a piggy bank
20 Dec
Retirement Planning

How much Super do I need to retire at 60?

Posted by author-avatar Taylor Ridewood
03/04/2025
Disclaimer: This article provides general advice only and does replace seeking professional financial and legal advice based on your in...
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Don't forget to factor in the cost of retirement villages
13 Dec
Retirement Planning

How much Super do I need to retire in Australia?

Posted by author-avatar Taylor Ridewood
03/04/2025
According to a leading Australian superannuation fund, Internet searches for ‘superannuation Australia’ have doubled since 2019. And...
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Senior couple creating a retirement plan
13 Dec
Retirement Planning

How much do I need to retire?

Posted by author-avatar Taylor Ridewood
03/04/2025
How much thought do you give to retirement? Sure, it’s nice to think about the time when you don’t have a boss (or alarm clock) to a...
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Lifestyle villages are 100 percent worth it for active, independent over 50s.
26 Nov
Retirement Planning

Can I retire at 60?

Posted by author-avatar Taylor Ridewood
03/04/2025
Retiring at 60 is an appealing goal for many, offering the chance to enjoy life beyond work, pursue passions, and spend quality time wi...
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Happy Couple Enjoying Life
25 Nov
Retirement Planning

Can I retire at 50?

Posted by author-avatar Taylor Ridewood
03/04/2025
Disclaimer: This is a guide and does not replace seeking professional financial advice. Are you dreaming of an early retirement? ...
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Downsizing makes financial and lifestyle sense for many over-50s.
24 Nov
Retirement Planning

How much do I need to retire at 55? | A guide for over 50s

Posted by author-avatar Taylor Ridewood
03/04/2025
How times have changed in the past 40 years. Back in the days of big shoulder pads, poodle perms, mullet haircuts and Magnum-style m...
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Senior couple creating a retirement plan
24 Nov
Retirement Planning

Retiring at 60 vs 65: Is there a difference?

Posted by author-avatar Taylor Ridewood
03/04/2025
After a lifetime of working, retirement can’t come too soon for some of us. Others enjoy what they do to earn a crust so much they don’...
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Australian over 50 looking up their super account balance.
24 Nov
Retirement Planning

How to manage money in retirement

Posted by author-avatar Taylor Ridewood
03/04/2025
The information in this article is general in nature. Before making any decision about your finances, seek professional and legal advic...
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Happy Couple Enjoying Life
24 Nov
Retirement Planning

When can I retire? | A Guide for over 50s

Posted by author-avatar Taylor Ridewood
03/04/2025
Retirement is a significant milestone in life and knowing when you can retire in Australia depends on a variety of factors, including y...
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Putting coins into a piggy bank
24 Nov
Retirement Planning

How much do I need to retire at 65?

Posted by author-avatar Taylor Ridewood
03/04/2025
For many people, 65 sounds around the right age to retire, but why should that be? It could be a throwback to the earliest days of A...
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Consider the legal fees of selling your home.
18 Nov
Retirement Planning

6 tips for saving for retirement

Posted by author-avatar Taylor Ridewood
03/04/2025
We save for so many things in our lives, so shouldn’t saving for retirement be part of our plans too? The great news is that Austral...
Continue reading
26 Oct
Retirement Planning

6 strategies for early retirement

Posted by author-avatar Taylor Ridewood
03/04/2025
Are you dreaming of leaving the workforce early to enjoy life on your own terms? With the right planning, consistent saving, and fin...
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Happy couple going over their finances
26 Oct
Retirement Planning

9 tax efficient retirement strategies

Posted by author-avatar Taylor Ridewood
03/04/2025
Disclaimer: Strategies outlined below are a guideline only and should not replace further research and obtaining financial advice based...
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With the recent changes for retirees, what does this mean for your pension?
26 Oct
Retirement Planning

5 retirement income strategies

Posted by author-avatar Taylor Ridewood
03/04/2025
When you retire, that’s the end of earning an income, right? While it might be the end of receiving a salaried income, there are man...
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Putting coins into a piggy bank
26 Oct
Retirement Planning

6 retirement savings strategies

Posted by author-avatar Taylor Ridewood
03/04/2025
We all understand the need to save for our retirement and while compulsory superannuation is a great place to start, it may not give yo...
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Don't forget to factor in the cost of retirement villages
26 Oct
Retirement Planning

What is a bucket strategy for retirement income?

Posted by author-avatar Taylor Ridewood
03/04/2025
If you’re heading towards retirement, you’ve probably already made an extensive bucket list of activities you intend to pursue. Lots...
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With the recent changes for retirees, what does this mean for your pension?
24 Oct
Retirement Planning

5 retirement spending strategies

Posted by author-avatar Taylor Ridewood
03/04/2025
This article is general information only and not financial advice. They say that if you don’t plan to succeed, you’re planning to fa...
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Happy Couple Enjoying Life
23 Oct
Retirement Planning

4 retirement strategies for Australians

Posted by author-avatar Taylor Ridewood
03/04/2025
If the traditional great Australian dream is owning your own home, it might well be argued that the next great Australian dream is havi...
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Couple over 50s meeting with a trusted financial advisor
13 Sep
Retirement Planning

5 pieces of financial advice for retirement

Posted by author-avatar Taylor Ridewood
03/04/2025
Disclaimer: This article is general in nature and should not replace gaining professional legal and financial advice from accredited pr...
Continue reading
Senior couple creating a retirement plan
13 Sep
Retirement Planning

How to create a retirement plan | a step-by-step guide

Posted by author-avatar Taylor Ridewood
03/04/2025
Disclaimer: This article is intended as a guide only and does not replace seeking the advice of a trusted financial advisor for informa...
Continue reading
Happy Couple Enjoying Life
02 Aug
Retirement Planning

How to retire early | a guide for over 50s

Posted by author-avatar Taylor Ridewood
29/08/2024
Table of Contents How much do you need to retire?  Financial steps to retire early  Lifestyle steps to help you retire early...
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GemLife couple discussing why retirement planning is important.
02 Aug
Retirement Planning

Retirement planning | a guide for over 50s

Posted by author-avatar Taylor Ridewood
14/08/2024
Table of Contents Make a retirement plan  Plan when you want to retire Work out what lifestyle you want to lead Talk abou...
Continue reading
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